CA2020, SCAM OR NOT A SCAM? That is the Question

Have you been invited or are you being invited by any member of a so-called community named "Create Abundance 2020" or "CA2020" for short? They say that they would like to make the Philippines a "First World Country" by making Filipino "multimillionaires". 

If  you are not aware, here is a brief introduction to this community.

CA2020 Free Wealth Courses

They have 3 "free" wealth courses in which you have to finish a task to be able to attend the next module.

Their first module "Awareness". They make you aware of what the future holds for you with your current situation. But for this module I think the concept of "Money Jar" stand out. It did help me manage my money more efficiently.

Money Jar as Money Management

Necessity - 50%

FFA (for Investment) - 20%

LTS (Lifetime Savings) - 10%

Education - 10%

Play - 5%

Give - 5%

To be able for Mr. Wings to attend the second module "Unlearning", he have to invite 2 people to attend Module 1 and 101 ways on how he can be get Php1,000,000.00 in a week. This can include logica/illogical or legal or illegal ways. If he is having second thoughts, he will still be follow-up by this community.  Even if you say "NO", they will still ask you few more times. Now, let us say that Mr. Wings attended this module, he is able to invite 2 of his friends. This lecture is about what is your way of thinking about rich people. How you're thinking is influence by your parents and their previous experiences, media and your surroundings. They will ask you to keep an open-mind during the discussions and to be as honest as possible. The moderator for this lecture was good and got me more interested and intrigue.

Module 3 "Relearning", to be able to attend this module, Mr. Wings have to invite 2 people more to attend module 1 and write 101 reasons why he want to be rich. The reason that he will he be stating will be based on his dreams, ambition and goals. Still, CA2020 will do continuous follow-up on him to finish his 101 reason. Again, the discussion was good and believable. This is the part that he is asked if he will continue or stop. He can say "YES" or "NO".

Wealth Courses are held in the following:

Monday/Tuesday - 3:00~5:00 and 6:00~9:00

Before: Starbucks, Pearl Drive Ortigas Complex, Pasig City

Now: Shangrila, Near the Cinema

Wednesday/Thursday - 3:00~5:00 and 6:00~9:00

Paseo de Roxas Bldg. Makati

Most of what they teach are from Robert Kiyosaki and T. Harv Eker Books. They also quote some entry in the books and tell it to the attendees of the modules.

CA2020 Cash Flow 101 and Cash Flow 202

I was also able to attend the cash flow game of R. Kiyosaki organized by this group. They asked for Php400.00/player or 200/player of group of 3 which is used for the players lunch and rent for the place . I only played once but I have to admit the game was fun and educational. It is something new for me. It was done every Saturday and  Sunday or special events. They usually hold it in "Spicy Fingers" and "Makati Stock Exchange". By the way, Cash Flow 101 Board game made by R. Kiyosaki costs approx. Php15K and we only found 1 in Toy 'r Us at Robinson Galleria.

Start of the Dilemma

Again, let us assume that Mr. Wings said "YES" after module 3, to be able to attend the Module 4,  He have to state 101 reason why he want to be a member of the"Core Team". Also, he have to read "Why We Want You to be Rich" or what they call "3WYTBR" by R. Kiyosaki, CA2020 Power Investing Plan, Do you have what it takes to be rich and Top 10 to do before joining the CA2020 Core Team. Of course, he finished them all, so he was able to attend the next module. Now, during Module 4 another coach gave some questions during the discussion which  the goal is to get his "deeper why". He wrote down on the paper Php1,000~Php50000 denominations and asked mr. Wings to write names of friends that he think will lend  him the money that will have a total of Php100K.  Yes, I repeat Php100K. Then, he was asked to send text messages to this people and see if how many will lend him the money.  This is what they call "NT" or "Network Test".

What is the money for?

This is the fun part, most of the people who attended the wealth courses were fueled by their curiosity. Why? because if you talked to a coach and he said that "I did not experience employment, after graduation I found this community and joined. Now, I am earning passive income.". Who would not want that kind of life, or who would not want to earn passive income? So you start to ask how can they do that, what are their businesses? They will say that if you are not a member of the core team, it is a secret. They will tell you that "if   this secret/system  is broadcast to the public then many would like to join, anyone can join. Here are some more lines that you might hear:

1. Have we sold anything to you?

2. Big Business owner do leverage on "Other peoples time (OPT), "Other people money(OPM)", "Other people resources(OPR)", "Other Peoples skill(OPT)", etc.

3. Imagine through if there is 150 members in the community and each member net worth is 1,000,000, you have 150,000,000 total net worth.

4. Answers will be given one step at a time

Now, I think it is time to answer the question what is the 100K for?

Mr. Wings was able to gather 100K, he have to bring the money and attend the Pre-Panel. What is Pre-panel? Mr. Wings will be given a "application form" (but they call it a contract) of NU Skin Enterprises (NSE).  NSE is a legal and good company (you can check their site if you like). Yes, it as you think, the 100K that you leverage with other people will be used to buy NSE starter kits. Normal process, to be a distributor you can spend 12,600 or 21K++ and they are point basis, CA2020 is no exception.

How to return your 100K?

Mr. Wings is not familiar with this company, that it is a kind of network marketing. He gave the 100K and buy the kits. To return his 100K, he is shown the "compensation plan", but to make it short you have to, as to what their term is "invite" 4 people who will join the core team and spend 100K. This is what CA2020 call "Innovative Franchising". It is their "First step" to earn passive income. To increase Mr. Wings passive income through network marketing he and his other invites must invite more people who are willing (sort of).

They say, they have other source of income, that NSE is only 5% of the whole picture. They will say "We are looking for leaders", or in network marketing term "downline". They will also differentiate "downline" from "leaders",  they say leaders because they train you how to talk and express your self, "to prepare you to be an entrepreneur". Well, they do provide leadership trainings which include their free wealth course. Furthermore, they say to a new core team member, "all you have to do is invite, we will do the rest". "The rest" means the community will "convert" your invites so they might join the community.

For my points of view, 

a. Nothing should be kept especially if it involves that amount of money.

b. It is like that the dreams, goals or ambition of the person attending the wealth course is being used

    as ammunition for hypnotizing these person.

c. Since the person joining the core team is entrusting their dreams to the community, everything 

    should be open or cleared.

d. Do not call people "LOSERS" just because they quit. It is said that personal growth is developed in 

    this community but this behavior does not show it.

e. If you are not prepared to do their system, STOP now, cause it will be a lot harder getting out

   and it is hard to return the 100K.

I wrote this blog so that people who are searching about CA2020 will be able to see what they are getting in to especially if details are being kept from them. I am not saying that they are a scam or not a scam. The judgement to this will still be from the person who is going to enter this community. For those who will be or planning to join, please do proceed with caution, Do not let your curiosity get the best of you. Remember that "curiosity kills the cat".